Question from a reader:
I am struggling with the priority of debt repayment. Currently, I have a debt of 100,000 yen with Company A at an annual interest rate of 13.5%, and a debt of 400,000 yen with Company B at an annual interest rate of 18%. Both my wife and I work, with my wife being a company employee and
Question from a reader:
If A, B, and C companies have lent me money and my salary is being garnished because I can’t repay, will a quarter of my salary be deducted? Also, what happens if a garnishment comes to my house and there are no assets to seize?
Hmm, this
Question from a reader:
I am working part-time with an annual income of 1.3 million yen. Currently, I have borrowed 200,000 yen from one company, and when I applied to Aiful yesterday, I was approved for a limit of 200,000 yen. I would like to borrow 300,000 yen if possible, but will applying to other companies lower my limit with Aiful
Question from a reader:
Is the fact that a limit has been set on my available amount with AMEX (American Express) because I have no credit? So far, my bank balance is fine, but could it be that I’m on the brink of a problem?
Hello everyone. Today, I’d like to address a question
Question from a reader:
I borrowed money from a consumer finance company in the past and have now paid it off, but recently I’ve been thinking about borrowing money again because I’m short on entertainment expenses. Do people who have paid off their debts think, “I never want to borrow again” based on their experiences? I want to know how they
Question from a reader:
I have a family credit card linked to my husband’s credit card, but there is a possibility that he may default on payments. In this case, will our credit information be affected as family cardholders?
If you hold a family credit card linked to your husband’s credit card, whether your credit information will be affected when
Question from a reader:
I have a question about debt consolidation. I heard that if you undergo debt consolidation, you will generally be on the blacklist for about five years after paying off your debts. I have loans from two companies, Company A and Company B, and I only consolidated the debt from Company A. After that, I paid off Company
Question from a reader:
Is there anyone who can explain debt consolidation? I would like to know in detail the advantages and disadvantages from those who have actually experienced it. I have seen some information about the disadvantages online, but my understanding is still insufficient, so I would appreciate it if you could explain it in detail.
Question from a reader:
I saw the news about a Yoshimoto comedian being sent for prosecution. At first, I didn’t really understand much about online casinos and thought it wasn’t a big deal. However, when I heard about the amount being in the tens of millions of yen, I realized this was quite serious. What do you all think about this
Question from Readers:
Has all the money borrowed by Komuro-san’s mother been repaid? I’m curious about it.
Recently, I’ve heard discussions about the money that Komuro-san’s mother borrowed. It seems that her son, Kei-san, repaid the principal, but there were various additional costs involved. Considering expenses like the sale of the apartment, the cost of
