How to Handle Accidents at Traffic Signals: A Guide to Proper Response and Medical Report Management

How to Handle Accidents at Traffic Signals: A Guide to Proper Response and Medical Report Management

Question from a reader:
Today, I collided with the car in front of me while waiting at a traffic light. If the other party receives a medical certificate from the hospital, is it possible for them to submit that certificate only to the insurance company without presenting it to the police? I have a prior record, so I am worried that

Maximizing Bicycle Insurance: How to Utilize Personal Property Coverage and Claim Repair Costs

Maximizing Bicycle Insurance: How to Utilize Personal Property Coverage and Claim Repair Costs

Question from a reader:
Please tell me about the personal belongings coverage in bicycle insurance. My son, a first-year high school student, fell while riding his bike to school and tore his new summer pants, which he had only purchased a month ago. When I asked the store where I bought them for repairs, they said it would cost 2,200 yen,

Navigating Procedures and Coping Strategies After a Parent's Accident Due to Loss of Consciousness While Driving

Navigating Procedures and Coping Strategies After a Parent’s Accident Due to Loss of Consciousness While Driving

Question from a reader:
My parent lost consciousness while driving and crashed into a utility pole. Currently, the car is being held at the police station, and I have been told to pay for the repair costs of the pole. Should I contact the insurance company? Please tell me about the subsequent procedures.

Introduction

When a parent loses consciousness while driving and

Understanding the Pros and Cons of Switching from Traffic Accident to Personal Injury Claim

Understanding the Pros and Cons of Switching from Traffic Accident to Personal Injury Claim

Question from a reader:
In a traffic accident where the other party is 80% at fault and I am the only one injured, the other party’s insurance company suggested that I submit a medical certificate to the police and switch to a personal injury case. Should I switch to a personal injury case?

Background of the Reader’s Question

Traffic accidents are unfortunate