Question from a reader:
I am a multiple debtor. I am able to make my monthly repayments without any issues, and I enjoy seeing my debt decrease little by little. Is this something strange?
Being a multiple debtor generally carries a strong negative image due to the potential for significant financial burden. However, in cases like
Question from a reader:
I am struggling with the priority of debt repayment. Currently, I have a debt of 100,000 yen with Company A at an annual interest rate of 13.5%, and a debt of 400,000 yen with Company B at an annual interest rate of 18%. Both my wife and I work, with my wife being a company employee and
Question from a reader:
After my grandfather’s sister passed away and while organizing her house, we found 30 million yen in cash wrapped in newspaper. My grandfather and his eldest son and daughter-in-law decided to put the cash in a safe deposit box, but a few years later, when my grandmother mentioned the cash, she insisted that there wasn’t that much
Question from a reader:
After marriage, if a parent passes away and the investment trust purchased with the inherited assets has unrealized gains, will it become joint property of the couple? In the case of divorce, will the profits gained from selling the investment trust need to be divided?
Hello, today
Question from a reader:
I am working part-time with an annual income of 1.3 million yen. Currently, I have borrowed 200,000 yen from one company, and when I applied to Aiful yesterday, I was approved for a limit of 200,000 yen. I would like to borrow 300,000 yen if possible, but will applying to other companies lower my limit with Aiful
Question from a reader:
Hello. I am thinking of purchasing a car for commuting and considering a loan from Honda Finance. Actually, I had a delay in payment with Paidy in 2023, and I realized it when I received a demand letter from a lawyer. Currently, I don’t know what my credit information looks like, but I checked with JICC and
Question from a reader:
I lost my mother to illness 10 years ago, and I believe around 500,000 yen from her life insurance went into my father’s account at that time. That money disappeared into living expenses. Later, I ended up with debts that led to my personal bankruptcy, but at that time, my family relationships were strained, and I was
Question from a reader:
Please tell me about inheritance tax. Why is the valuation of individual government bonds calculated based on the amount at the time of early redemption rather than the face value? I would like to know more.
Questions regarding inheritance tax are a very important and interesting topic.
Question from a reader:
Please tell me about the inheritance of deposits. If I prepare the necessary documents, will the full amount be deposited into the heir’s bank account? Also, I would like to know how long it takes until the deposit is made. Could you also inform me about the duration from when the bank account is frozen to the
