Question from a reader:
I received a bill that I don’t recognize; could this be a scam? I used Paidy for the first time, and when I received a payment notification and checked, I found records of past usage and a notice of delinquency. I have no memory of using it at all; is there a possibility that this is a
Question from a reader:
Please tell me your recommended consumer finance options. I have been working as a part-time worker for three years, earning an annual income of 3.8 million yen, and I live alone. I would like to borrow 400,000 to 500,000 yen for the first time. If anyone has detailed knowledge, I would appreciate your guidance on how to
Question from a reader:
I lent someone 30,000 yen, but I can no longer get in touch with them. I have a photo of their My Number card, the LINE messages from when I lent the money, and my bank account information. I’m considering a small claims lawsuit, but I’m worried that the costs of suing might end up being a
Question from a reader:
Do loan sharks really exist? I want to know what they are like.
Hello, readers. Today, I want to talk about the topic of “loan sharks.” Recently, many people have been hearing about their existence on television and the internet, and some may be curious. Therefore, I will explain the reality
Question from a Reader:
I’m having trouble with borrowing and lending money. My friend A (17 years old) lent 300,000 yen to friend B (17 years old) and is asking to have it back by November, but it seems like they won’t pay it back. According to friend A, they have been charging interest and have done this a few times,
Question from a reader:
I asked someone on Twitter to let me stay because I said I had no money, and after receiving transportation costs, I was blocked. Is this a legal issue? The person claims to be 18 years old and I received about 23,000 yen. What do you think?
Hello everyone. Today, I want to
Question from a reader:
Is the fact that a limit has been set on my available amount with AMEX (American Express) because I have no credit? So far, my bank balance is fine, but could it be that I’m on the brink of a problem?
Hello everyone. Today, I’d like to address a question
Question from a reader:
I borrowed money from a consumer finance company in the past and have now paid it off, but recently I’ve been thinking about borrowing money again because I’m short on entertainment expenses. Do people who have paid off their debts think, “I never want to borrow again” based on their experiences? I want to know how they
Question from a reader:
I received a summons from the court stating that I am being sued by Acom, even though I have never borrowed from them. When I went to the court, Acom did not show up. I received another summons and plan to go in July. I have plans to build a house, but it seems I have been
Question from a reader:
I have a question about debt consolidation. I heard that if you undergo debt consolidation, you will generally be on the blacklist for about five years after paying off your debts. I have loans from two companies, Company A and Company B, and I only consolidated the debt from Company A. After that, I paid off Company
