Question from a reader:
If I have unpaid electricity or phone bills, will my electricity or phone service be cut off suddenly? Or will I receive reminders by mail or email?
Unpaid electricity and phone bills are a very important issue in our daily lives. To understand this issue, it is essential to grasp
Question from a reader:
I want to change my payment card for utilities, but can I not proceed without knowing my contract number?
Hello! Today, I would like to answer a question from one of our readers. They want to know if they cannot proceed with changing their utility payment card without
Question from a reader:
I have a question about personal rehabilitation. Last month, I asked a judicial scrivener for help with personal rehabilitation. The scrivener was referred to me by a bank representative. Currently, I am in the first month and keeping a household budget, and I have another meeting coming up. However, I have received several reminders for credit payments,
Question from a reader:
I own a forest in the countryside, but I’m concerned about the property tax and am thinking of letting it go. Recently, a Chinese person offered to buy everything for three times the market price, and I’m considering selling. I have other land as well, so I’m also contemplating selling that. How is everyone handling inheritance planning?
Question from a reader:
I found a bankbook that was used for the community association’s accounting. The account holder passed away decades ago, and I discovered it by chance while cleaning out my family home. The bankbook has something like the community association’s name written before the individual’s name. When I inquired with a certain bank, I was told that even
Question from a reader:
I have a question about loans. I borrowed 1 million yen at an annual interest rate of 5%, and the due date is July 31. I believe the interest until the due date is calculated at an annual rate of 5%, but will a penalty of 20% apply after July 31? I would appreciate your guidance.
Question from a reader:
If A, B, and C companies have lent me money and my salary is being garnished because I can’t repay, will a quarter of my salary be deducted? Also, what happens if a garnishment comes to my house and there are no assets to seize?
Hmm, this
Question from a reader:
I have a 5-year contract for a Toyota car lease, and this month, two leases are expiring. When I applied for the next lease vehicle six months ago, I was informed that there was an outstanding balance of about 520,000 yen for both vehicles combined. I was told that I could not proceed with a new lease
Question from a reader:
I have a question about the automatic withdrawal from my mobile carrier. I’ve been having automatic withdrawals from my account for a long time, and even when I tried to investigate what is being deducted, I couldn’t understand the contract details. I also couldn’t resolve it by calling them. My balance has run out, but the withdrawal
Question from a reader:
I received a letter from the court regarding overdue payments on my PayPay card. How should I write my response to avoid having to appear in court? If anyone has experience, please give me some advice.
Hello everyone. Today, I want to discuss a somewhat heavy topic: overdue payments
