Understanding Personal Rehabilitation: A Step-by-Step Guide to Overcoming Anxiety Through Real-Life Experiences

Understanding Personal Rehabilitation: A Step-by-Step Guide to Overcoming Anxiety Through Real-Life Experiences

Question from a reader:
I have a question about personal rehabilitation. Last month, I asked a judicial scrivener for help with personal rehabilitation. The scrivener was referred to me by a bank representative. Currently, I am in the first month and keeping a household budget, and I have another meeting coming up. However, I have received several reminders for credit payments,

Maximizing Land Sales in Rural Areas: Insights on Property Tax and Inheritance Strategies

Maximizing Land Sales in Rural Areas: Insights on Property Tax and Inheritance Strategies

Question from a reader:
I own a forest in the countryside, but I’m concerned about the property tax and am thinking of letting it go. Recently, a Chinese person offered to buy everything for three times the market price, and I’m considering selling. I have other land as well, so I’m also contemplating selling that. How is everyone handling inheritance planning?

Comprehensive Guide to Discovering and Legally Handling Community Association Bank Passbooks

Comprehensive Guide to Discovering and Legally Handling Community Association Bank Passbooks

Question from a reader:
I found a bankbook that was used for the community association’s accounting. The account holder passed away decades ago, and I discovered it by chance while cleaning out my family home. The bankbook has something like the community association’s name written before the individual’s name. When I inquired with a certain bank, I was told that even

Guide to Resolving Mobile Carrier Automatic Withdrawal Issues and How to Get Your Money Back

Guide to Resolving Mobile Carrier Automatic Withdrawal Issues and How to Get Your Money Back

Question from a reader:
I have a question about the automatic withdrawal from my mobile carrier. I’ve been having automatic withdrawals from my account for a long time, and even when I tried to investigate what is being deducted, I couldn’t understand the contract details. I also couldn’t resolve it by calling them. My balance has run out, but the withdrawal

How to Respond to PayPay Card Court Summons: A Guide to Writing Your Answer Document

How to Respond to PayPay Card Court Summons: A Guide to Writing Your Answer Document

Question from a reader:
I received a letter from the court regarding overdue payments on my PayPay card. How should I write my response to avoid having to appear in court? If anyone has experience, please give me some advice.

Dealing with Overdue PayPay Card Payments and Court Summons

Hello everyone. Today, I want to discuss a somewhat heavy topic: overdue payments

Essential Tips and Practical Advice for Protecting Your Home with Personal Rehabilitation

Essential Tips and Practical Advice for Protecting Your Home with Personal Rehabilitation

Question from a reader:
I have a consultation regarding personal rehabilitation. Currently, I am using a mortgage and Orix ONE (a loan of 10% of the property price), both borrowed from the same financial institution. A second-ranking mortgage is set on Orix ONE. I have other debts as well and am considering personal rehabilitation, but I am worried about whether I

Understanding the Costs and Psychological Impact of Personal Bankruptcy Procedures

Understanding the Costs and Psychological Impact of Personal Bankruptcy Procedures

Question from a reader:
I am in the process of filing for personal bankruptcy and have paid my lawyer 800,000 yen. I decided to file for bankruptcy after consulting in June 2023, and thanks to the notice of acceptance they sent, the collection calls have stopped. I initially paid a deposit of 200,000 yen and am saving 30,000 yen each month