Impact of AMEX Credit Limit on Your Credit Score and the Reasons Behind It

Question from a reader:
Is the fact that a limit has been set on my available amount with AMEX (American Express) because I have no credit? So far, my bank balance is fine, but could it be that I’m on the brink of a problem?

The Relationship Between AMEX’s Available Amount and Credit

Hello everyone. Today, I’d like to address a question

Yu July 11, 2025

Japanese Laws

How Checking Your Credit Report Affects Car Loan Approval and How to Do It

Question from a reader:
Hello. I am thinking of purchasing a car for commuting and considering a loan from Honda Finance. Actually, I had a delay in payment with Paidy in 2023, and I realized it when I received a demand letter from a lawyer. Currently, I don’t know what my credit information looks like, but I checked with JICC and

Yu July 9, 2025