Impact of Spouse's Family Credit Card on Credit Score and Risk Management Strategies

Impact of Spouse’s Family Credit Card on Credit Score and Risk Management Strategies

Question from a reader:
I have a family credit card linked to my husband’s credit card, but there is a possibility that he may default on payments. In this case, will our credit information be affected as family cardholders?

Introduction

If you hold a family credit card linked to your husband’s credit card, whether your credit information will be affected when