Understanding AMEX Payment Dates and How Long It Takes for Your Available Credit to Reset

Understanding AMEX Payment Dates and How Long It Takes for Your Available Credit to Reset

Question from a reader:
How long does it take for the available balance to recover after the payment date for AMEX? Does it sometimes take a few days?

Time Taken for Available Balance to Recover After AMEX Payment Date

Recently, I received questions regarding the use of American Express (AMEX) cards. Specifically, inquiries about how long it takes for the available balance

Understanding Why Your Amex Credit Limit Resets Overnight: A Detailed Explanation

Understanding Why Your Amex Credit Limit Resets Overnight: A Detailed Explanation

Question from a reader:
I’m using an Amex card, but why does my available credit return the day after the payment is deducted? I thought it usually takes a few days for payment confirmation from financial institutions, so it’s a bit puzzling.

Why Does Amex’s Available Credit Return the Next Day?

Hello! Today, I will answer questions from those using American Express

How to Respond to PayPay Card Court Summons: A Guide to Writing Your Answer Document

How to Respond to PayPay Card Court Summons: A Guide to Writing Your Answer Document

Question from a reader:
I received a letter from the court regarding overdue payments on my PayPay card. How should I write my response to avoid having to appear in court? If anyone has experience, please give me some advice.

Dealing with Overdue PayPay Card Payments and Court Summons

Hello everyone. Today, I want to discuss a somewhat heavy topic: overdue payments

Impact of Spouse's Family Credit Card on Credit Score and Risk Management Strategies

Impact of Spouse’s Family Credit Card on Credit Score and Risk Management Strategies

Question from a reader:
I have a family credit card linked to my husband’s credit card, but there is a possibility that he may default on payments. In this case, will our credit information be affected as family cardholders?

Introduction

If you hold a family credit card linked to your husband’s credit card, whether your credit information will be affected when