Why Debt Can Be Enjoyable for Multiple Borrowers: Strategies for Effective Risk Management

Why Debt Can Be Enjoyable for Multiple Borrowers: Strategies for Effective Risk Management

Question from a reader:
I am a multiple debtor. I am able to make my monthly repayments without any issues, and I enjoy seeing my debt decrease little by little. Is this something strange?

Multiple Debt and Its Psychological Aspects

Being a multiple debtor generally carries a strong negative image due to the potential for significant financial burden. However, in cases like

Understanding Consumer Finance Debt: Communication During Default and Privacy Protection Strategies

Understanding Consumer Finance Debt: Communication During Default and Privacy Protection Strategies

Question from a reader:
I have taken out a loan from a consumer finance company and am currently in default. If a certain period passes and I can no longer be contacted, is it possible for them to reach out to my workplace or part-time job? I’ve heard that contact from consumer finance companies is prohibited, but while they can seize

Choosing the Right Consumer Finance: A Guide for Part-Time Workers Aiming for a First Loan of 400,000 Yen

Choosing the Right Consumer Finance: A Guide for Part-Time Workers Aiming for a First Loan of 400,000 Yen

Question from a reader:
Please tell me your recommended consumer finance options. I have been working as a part-time worker for three years, earning an annual income of 3.8 million yen, and I live alone. I would like to borrow 400,000 to 500,000 yen for the first time. If anyone has detailed knowledge, I would appreciate your guidance on how to