Understanding the Relationship Between Debt Settlement and Blacklists: Impact on Credit Information After Debt Repayment

Understanding the Relationship Between Debt Settlement and Blacklists: Impact on Credit Information After Debt Repayment

Question from a reader:
I have a question about debt consolidation. I heard that if you undergo debt consolidation, you will generally be on the blacklist for about five years after paying off your debts. I have loans from two companies, Company A and Company B, and I only consolidated the debt from Company A. After that, I paid off Company

Complete Guide to the Mechanism and Usage of JA Mutual Aid Guaranteed Loans and Mutual Aid Policy Loans

Complete Guide to the Mechanism and Usage of JA Mutual Aid Guaranteed Loans and Mutual Aid Policy Loans

Question from a reader:
Please tell me about JA’s mutual insurance collateral loans and mutual insurance policy loans. Even if mutual insurance is used as collateral, is a credit check or a guarantor necessary? Also, what are the repayment methods like?

About JA’s Mutual Insurance Collateral Loans and Mutual Insurance Policy Loans

JA (Japan Agricultural Cooperatives) mutual insurance is an important system

Understanding Compensation Claims and the Responsibilities of the Offender After a Traffic Accident

Understanding Compensation Claims and the Responsibilities of the Offender After a Traffic Accident

Question from a reader:
I was involved in a minor traffic accident. While I was driving through a residential area, another car suddenly came out of a parking lot and hit my left rear. My car is damaged, with something like a screw coming off and slightly misaligned. I currently feel discomfort in my wrist, but I have not received any

Legal, Psychological, and Ethical Aspects of Bicycle Accidents: A Comprehensive Safety Driving Guide

Legal, Psychological, and Ethical Aspects of Bicycle Accidents: A Comprehensive Safety Driving Guide

Question from a reader:
I was riding on the left side of the road and today I collided head-on with a bicycle coming from the opposite direction. Fortunately, I did not sustain any life-threatening injuries or fractures, but I have a concern. About a year ago, I accidentally ran over a dead pigeon at the same location. Could this be related

Legal and Ethical Considerations of Self-Defense Against Knife Attacks

Legal and Ethical Considerations of Self-Defense Against Knife Attacks

Question from a reader:
If a person is attacked by someone with a knife and pushes them back, resulting in the attacker hitting their head and dying, can this be recognized as self-defense?

Detailed Examination of the Reader’s Question

The question of whether self-defense applies in a situation where a person is attacked by someone with a knife and, in the process,

Understanding the Risks of Night Job Scout Agencies and Violations of Employment Stability Laws

Understanding the Risks of Night Job Scout Agencies and Violations of Employment Stability Laws

Question from a reader:
I have some questions about scouts in the nightlife industry. I believe that cases of being caught for violating the Employment Security Act are mainly due to reports from girls, but I have some concerns. During surprise checks by the police at establishments, I think there are instances where officers ask girls, “Did you come in through

Legal Implications of Riding a Bicycle After Drinking: What You Need to Know

Legal Implications of Riding a Bicycle After Drinking: What You Need to Know

Question from a reader:
After drinking, does simply pushing a bicycle while not riding it still count as drunk driving? Is it okay as long as I’m not riding it? Please let me know.

Legal Interpretation of Drunk Driving and Bicycles

The laws regarding drunk driving are very strict in Japan. First, it is necessary to clarify the definition of drunk driving.

Understanding the Legal Impact of Creating a Public Notary Document After Divorce

Understanding the Legal Impact of Creating a Public Notary Document After Divorce

Question from a reader:
I recently got divorced and I want to create a notarized document. I heard from a friend that if my ex-husband changes jobs, the notarized document becomes ineffective unless he finds a new job. Is this true?

The Legal Effect of Notarized Documents and Its Misunderstandings

Creating a notarized document after divorce is very meaningful, especially when arrangements

Conditions for Special Resolutions and How to Use Proxies: Success Stories from the Entertainment Industry's General Meetings

Conditions for Special Resolutions and How to Use Proxies: Success Stories from the Entertainment Industry’s General Meetings

Question from a reader:
When conducting a special resolution at a general meeting with 47 members, what conditions are necessary for the resolution? Specifically, what do “more than half of the total regular members” and “two-thirds or more of the voting rights of the total regular members” mean? Additionally, should proxies be taken into consideration?

Conditions for Special Resolutions at General Meetings

Kyoto Court Observation Guide: Essential Procedures and Tips for Beginners

Kyoto Court Observation Guide: Essential Procedures and Tips for Beginners

Question from a reader:
I would like to attend a court session in Kyoto Prefecture tomorrow morning. If I go to the Kyoto District Court before the scheduled time and complete some procedures, will I be able to see it? I’m anxious because it’s my first time and I’m not sure what to expect.

Guide to Attending Court Sessions in Kyoto Prefecture